One thing i have come to learn is housing is very expensive in usa. And most would prefer paying a mortgage for a fully ready made house, then buy a house which is as is and having to repair it. Personally, I would go for the as is. Knowing full well it is my own property already payee for. A house on mortgage still does not belong to you.
Apartments are also just to expensive, which is also why i would rather go for the as is type of house which even though fixing may take time, but i know i am decorating it my own way.
Saving money for a house should be a priority instead of purchasing short term material things such as Jordans or an iPhone.
You can rent the house out and start a good cash flow of income. Think about it, i may go deeper on this in the future. I plan to save and get a house soon. I know many are still paying for a mortgage where they pay more than the actual value of the house, which is too much in my mind.